Regulatory & Compliance · Agent 09 · on IBM watsonx Orchestrate

Screen it before it clears.

In plain English: a payment to the wrong counterparty is a fine, a headline, and a consent order. FinCompliance AI screens against live government data — OFAC SDN (~19,000 records), the EU Consolidated list, SEC EDGAR — and seals every result so it holds up offline, years later.

10
tools · Agent Connect
~19k
OFAC SDN records · live
11
Heron r2 jobs · resolvable
7 yr
WORM · SEC 17a-4(f)
The problem we exist to solve

The match you miss is the one in the headline.

01 · Live

Lists change daily

OFAC adds names without warning. A screen against last week's list is a violation waiting for an examiner to find it.

02 · Fuzzy

Bad actors don't use their real name

Transliteration, aliases, near-misses. Exact-match screening clears the names designed to slip through it.

03 · Unproven

"We screened" isn't evidence

SEC 17a-4(f) WORM and an auditable trail are the difference between a control and a claim. A screen you can't re-verify offline didn't happen.

01 · What it covers

Screen, surveil, file, prove.

Ten tools over a clean Agent Connect surface — screening tools resolve against live government data, each carrying an honest real_backend_resolved marker and a source URL.

Sanctions & AML

OFAC SDN + EU Consolidated screening and money-laundering risk detection against live lists.

sanctions_checker · aml_screener

KYC & suitability

Validate counterparty identity and confirm recommendation suitability — the onboarding controls, automated.

kyc_validator · suitability_engine

Surveillance

Trade surveillance and market-abuse detection — the patterns that become enforcement actions, caught early.

trade_surveillance · market_abuse_detector

Filing & audit

SEC CAT reporting, MiFID II alignment, regulatory filing, and an immutable WORM audit trail.

sec_cat_reporter · audit_trail_manager
02 · The screening console

Screen a counterparty. Seal the result.

A working screening console. Enter a name and it checks the sanctions and PEP lists, returns a clear / review / blocked decision with per-list hits, and seals the result — a near-but-not-exact hit drops confidence below 0.80 and routes to human review, exactly as the live agent does. (Screens an illustrative in-browser watchlist; production hits live OFAC + EU.)

sanctions_checker · counterparty

OFAC SDN · EU Consolidated · PEPClear
No match — clear against the screened lists.
List
Hits
Source
In-browser demonstration. Screens an illustrative watchlist subset, sealed locally with real WebCrypto SHA-256. Production screens ~19,000 live OFAC SDN + EU records and publishes verification keys at /seal/pubkeys for offline re-check.
03 · How a screen is sealed

Resolve. Decide. Seal.

01 · RESOLVE
Against live data

The name is screened against live OFAC SDN, EU Consolidated and SEC EDGAR — each hit carrying its source URL and an honest real_backend_resolved marker.

02 · DECIDE
Clear, review, or block

Fuzzy near-hits drop confidence below 0.80 and route to a human; exact hits block. The decision, and its rationale, are recorded.

03 · SEAL
Offline-verifiable proof

A D-KaP v26 body seal (Ed25519 + ML-DSA-87 + SLH-DSA-128f) under an IBM Key Protect HSM — re-checkable offline against published keys.

Claims scope, stated up front. Real live government-data screening with verifiable source URLs and honesty markers; cryptographically verifiable PQC provenance, re-checkable offline against /seal/pubkeys; 11 IBM Quantum Heron r2 job IDs; an immutable 7-year WORM trail; data-minimization (no raw PII persisted). Not claimed: no quantum speedup — the production compliance path runs classically. It is exactly 10 tools.
04 · The ten tools

Screen to filing. One agent.

Tool
What it does
sanctions_checker
Live OFAC SDN + EU Consolidated screening.
aml_screener · kyc_validator
Money-laundering risk + identity validation.
trade_surveillance · market_abuse_detector
Watch trading for abuse; flag suspected manipulation.
sec_cat_reporter · mifid_compliance
SEC CAT filing + MiFID II alignment.
regulatory_filing_engine · suitability_engine
Prepare filings; confirm recommendation suitability.
audit_trail_manager
Immutable WORM audit trail (SEC 17a-4(f)).
Sealed · Ed25519 + ML-DSA-87 + SLH-DSA-128f SEC 17a-4(f)SEC CATFINRA 3110/4370MiFID II RTS 22/27/28FinCEN BSA/CDDOFAC 31 CFR 501FATF Rec. 10 & 16

Catch it before the examiner does.

Add FinCompliance AI to your watsonx Orchestrate workspace, or let the Prompt Builder wire it into a screen-decide-file chain.

EpochCore, LLC · compliance tooling, not legal advice · quantdev@epochcoreqcs.com